We try to write the way we work: clearly, without hidden clauses. If anything below is unclear, call us before you pay anything — the number is at the side of this page.

1. About these terms

These Terms of Service govern your use of the Vanguard Estates website and any property enquiry, inspection, reservation or purchase you make through us. By browsing the site, submitting the enquiry form or instructing an inspection, you accept these terms.

Where you proceed to purchase, you will also sign a written sale agreement for the specific property. That agreement governs the transaction. If these terms conflict with the sale agreement, the sale agreement prevails to the extent of the conflict.

2. Who we are

Vanguard Estates is a United States-based property acquisition and resale business with its registered office at 1400 Post Oak Boulevard, Suite 900, Houston, Texas 77056, United States. References to “we”, “us” and “our” mean Vanguard Estates.

You can reach us at john@vanguardestatesgroup.com or on +1 (917) 999-1592 by call or text message, Monday to Friday between 08:00 and 19:00 Central Time.

3. Eligibility

• You must be at least 18 years old and legally capable of entering into binding contracts.
• You must be lawfully entitled to purchase residential property in the destination country. Some jurisdictions impose restrictions on non-residents; we will tell you in writing if a property is affected.
• You are responsible for obtaining your own tax, immigration and legal advice in the destination country. We do not provide tax or immigration advice.

4. Listings and availability

Our catalogue is a genuine description of properties we have inspected or are inspecting. Photographs, furniture, planting and views are indicative and may change between inspection and handover. Floor areas and plot sizes are approximate and taken from the title record or our surveyor's measurements.

Every property is offered subject to prior sale, withdrawal and continued availability. A property is reserved for you only when a sale agreement has been signed and the inspection fee confirmed. We may correct errors in the catalogue at any time and will tell you before you sign if a material detail has changed.

5. Prices and currency

All prices are quoted in United States dollars (USD). Our catalogue currently starts at $25,000 for a completed, title-verified home. Prices include legal fees, registry filing costs and couriered title documents unless the written quotation states otherwise.

Where local law requires the buyer to pay a property transfer tax or stamp duty, the amount will be identified in your written quotation before you sign. You are responsible for any local taxes arising on your purchase and for your own banking charges.

We may change catalogue prices at any time without notice. A price confirmed in a signed sale agreement will not change except by written agreement between you and us.

6. The $200 inspection fee

We charge a flat $200 inspection fee for each property you wish to take forward. It covers a physical condition survey, a title registry search, a narrated video walkthrough and a written report delivered within five working days.

The fee is refunded in full when the purchase completes. It is also refunded where the property fails our inspection and we are unable to remedy the fault, or where we withdraw the property from sale. If the report is clean and you decide not to proceed for your own reasons, the fee is not refundable — but no further sum is due and no reservation obligation continues.

7. Reservation and sale agreement

Following a satisfactory inspection you may reserve the property by signing our sale agreement and choosing a payment route. No deposit is required. The agreement will set out the property, price, plan, instalment dates, expected handover date and the refund terms that apply.

We do not accept verbal reservations for indefinite periods. If a signed agreement and the inspection fee are not in place, the property remains available to other buyers.

8. Payment plans

Two routes are available on every property in the catalogue:

• Monthly plan — $5,000 per instalment. The number of instalments is the catalogue price divided by $5,000, rounded up. Interest is not charged and the instalment is not indexed. Keys and occupancy are released at 60% of the balance paid, with full title on final settlement.
• Bulk payment — 4% discount. The full price is settled once and reduced by 4%. Title and keys follow within 21 working days of cleared funds.

Full operational detail, examples and accepted payment methods are set out in our Payment Policy, which forms part of these terms.

9. Title transfer and handover

Our legal team prepares the deed of transfer, lodges the filing with the relevant registry and arranges apostilled copies for international buyers. Original documents are couriered to you at our cost with tracking. Where registered title cannot be transferred for reasons outside our control, we will refund every amount you have paid us for that property, including the inspection fee.

Handover takes place in person or through our delivery partner, with a live video handover available for remote buyers. Risk in the property passes on handover. We strongly recommend arranging insurance from that date.

10. Cancellation and refunds

You may cancel a signed sale agreement within 14 days of signing, provided the title transfer has not yet been lodged with the registry. Any amounts paid will be returned, less the $200 inspection fee, within 20 working days.

After the cooling-off period, cancellation and refund rights are those set out in your sale agreement and any rights you have under mandatory local consumer law. Where we cancel an agreement for a reason within our control, we return all amounts paid for that property in full. Refunds are made by the original payment method where possible, or by bank transfer to an account in your name.

11. Your responsibilities

• Provide accurate identity, contact and payment information, and cooperate with anti-money-laundering checks.
• Ensure that all funds used are lawfully yours and are paid from an account in your name.
• Read the inspection report, title search and sale agreement before signing.
• Arrange insurance, utilities and local registrations from the handover date.
• Do not use this website for unlawful purposes or attempt to interfere with its operation.

12. Our liability

We will provide our services with reasonable skill and care. We are not liable for indirect or consequential loss, loss of profit, loss of opportunity or loss arising from your failure to obtain local advice. Our total liability arising from a property purchase is limited to the amounts you have paid us for that property.

Nothing in these terms excludes liability for fraud, death or personal injury caused by our negligence, or any liability that cannot lawfully be excluded.

13. Governing law and disputes

These terms are governed by the laws of the State of Texas, United States. We will always try to resolve a complaint directly: write to us and allow 30 days for a good-faith response. If a dispute cannot be settled, the courts of Harris County, Texas have jurisdiction, without affecting any mandatory protections available to you as a consumer in your own country.

14. Changes and contact

We may update these terms to reflect changes in our services or the law. The version published on this page at the time you sign an agreement is the version that applies to that agreement. Material changes will be flagged on the homepage for 30 days.

We collect the minimum we need to match you with a property and complete a lawful purchase. We do not sell your data, and we do not pass your details to estate agents for their own marketing.

1. Overview

This Privacy Policy explains how Vanguard Estates collects, uses, stores and shares personal information when you visit this website, submit an enquiry, book an inspection or buy a home. It applies to our website, email, telephone, text-message communications and to the services delivered after a purchase.

Vanguard Estates is the data controller for the information described here. Our registered office is 1400 Post Oak Boulevard, Suite 900, Houston, Texas 77056, United States.

2. What we collect

Information you give us

• Identity and contact details: name, email address, telephone or text-message number and country of residence.
• Enquiry details: your budget range, preferred region, chosen payment plan and the content of your message.
• Transaction information: property selected, plan, instalments paid, receipts, identity and anti-money-laundering documents, and legal or survey correspondence.
• Communications: emails, call notes and messaging records relating to your enquiry or purchase.

Information collected automatically

• Basic technical data such as browser type, device type, screen size and the pages you visit, used to keep the site working and improve it.
• Preferences stored in your browser, for example navigation state. Our forms are delivered to us by our form-processing provider, Formspree.

3. How we use your information

• To respond to your enquiry and send a shortlist of matched properties.
• To arrange a property inspection, commission a survey and complete a title search.
• To prepare and administer your sale agreement, payment plan, receipts and title transfer.
• To meet anti-money-laundering, sanctions, tax and accounting obligations.
• To keep you updated about your file, and — only where you have asked — about new properties.
• To detect, investigate and prevent fraud or misuse of our website and services.

4. Our lawful bases

Where data protection law requires a legal basis, we rely on: performance of a contract or steps taken at your request before signing; our legitimate interests in operating a property business, responding to enquiries and preventing fraud; legal obligation for money-laundering, tax and record-keeping duties; and consent for optional marketing, which you can withdraw at any time.

5. Who we share information with

We share only what is necessary, and only with parties that help us deliver the service:

• Our form-delivery provider, Formspree, which transmits enquiries to our business mailbox.
• Surveyors, valuers, notaries, lawyers and title registries in the property's country.
• Regulated payment processors, banks and escrow agents handling payments.
• Courier partners delivering original documents.
• Website hosting, email and technical support providers acting on our instructions.
• Public authorities or courts where the law requires disclosure.
• Professional advisers and any successor to our business as part of a corporate transaction.

We do not sell or rent personal information, and we do not allow service providers to use it for their own marketing.

6. International transfers

Our operations are based in the United States, and property purchases involve legal and survey partners in other countries. Information may therefore be processed outside the country where you live. Where required, we use appropriate safeguards such as standard contractual clauses with our providers and limit transfers to what is needed for your file.

7. How long we keep information

We keep enquiries that do not proceed for up to 24 months so we can pick up conversations where they left off. Records relating to a completed purchase — including contracts, receipts and identity checks — are kept for seven years after completion or longer where local law requires. Marketing preferences are kept until you unsubscribe. After these periods, records are securely deleted or anonymised.

8. Security

We use access controls, encrypted transmission where available, secured mailboxes and confidentiality obligations with staff and suppliers. No online transmission is entirely secure, so please send identity documents only through the secure channel we provide, never in a standard email or social message.

9. Your rights

Depending on where you live, you may ask to access, correct, delete, restrict or receive a portable copy of your personal information, or object to certain processing. You may withdraw marketing consent at any time. To exercise a right, email john@vanguardestatesgroup.com with enough information for us to identify your file. We respond within 30 days. You may also complain to your local data protection authority.

10. Cookies and similar technologies

The site uses a small amount of local browser storage to maintain navigation and presentation preferences. We do not run advertising trackers. Embedded services such as fonts, images and our form provider may set their own technical cookies; their privacy notices apply to those. You can clear cookies through your browser settings at any time.

11. Children

Our services are for adults. We do not knowingly collect personal information from anyone under 18. If you believe a child has submitted information, contact us and we will remove it.

12. Changes and contact

We may update this policy as our services or the law change. The date at the top of this page shows the current version, and material changes will be flagged on the homepage for 30 days.

Privacy requests and questions: Vanguard Estates, 1400 Post Oak Boulevard, Suite 900, Houston, Texas 77056, United States. Email john@vanguardestatesgroup.com · Phone (calls and texts) +1 (917) 999-1592.

One fee to inspect, two ways to buy. Nothing is deducted before you have read the survey report, and every dollar you send is receipted in writing.

1. Scope

This Payment Policy explains how payments are collected, applied, receipted and refunded by Vanguard Estates. It forms part of our Terms of Service and applies to all property enquiries, inspections and purchases made through this website, by telephone or by text message. If a signed sale agreement contains different payment terms, the sale agreement applies.

2. Currency and pricing

All prices and payments are in United States dollars (USD). Catalogue prices start at $25,000 for a completed, title-verified home. The quoted price covers the property, our legal work on the transfer, registry filing and couriered title documents, unless your written quotation says otherwise. Any local transfer tax, stamp duty or bank charge that applies in the destination country will be identified in writing before you sign. We never add an undisclosed closing fee after signature.

3. The $200 inspection fee

A flat $200 is payable for each property you wish to inspect. It is the only amount required before you receive the property report, and it covers:

• A physical condition survey by our own or instructed surveyor.
• A title registry search for ownership, liens and planning status.
• A narrated 4K video walkthrough of the property, plot and street.
• A written report delivered within five working days.

The fee is fully refunded when your purchase completes, or where the property fails inspection and we cannot remedy the fault, or where we withdraw the property. If the report is clean and you decide not to proceed for your own reasons, the fee is retained to cover the survey. No deposit and no further amount is due at inspection stage.

4. Monthly plan — $5,000 per instalment

The monthly instalment is fixed at $5,000 regardless of the property. The term is the catalogue price divided by $5,000, rounded up to a whole month:

• A $25,000 home — 5 instalments, settled in full after 5 months.
• A $52,000 home — 11 instalments, settled in full after 11 months.
• A $128,000 home — 26 instalments, settled in full after 26 months.

No interest is charged. The instalment is never indexed or reviewed upwards during your term. There is no arrangement fee, no deposit and no early redemption penalty. Where the price is not an exact multiple of $5,000, the final instalment is reduced so that the total paid never exceeds the rounded-up plan total by more than the difference stated in your agreement. Keys and occupancy are released once 60% of the balance has been paid; full registered title follows final settlement.

5. Bulk payment — 4% discount

If you settle the catalogue price in one payment, we reduce it by 4%. Example: a $128,000 home settles at $122,880, a saving of $5,120. The $200 inspection fee is refunded on completion. Title transfer is prepared immediately and keys are handed over within 21 working days of cleared funds, subject only to registry processing times in the destination country.

6. Accepted payment methods

• Bank transfer (wire): to the corporate account named in your written payment instructions. Always confirm the account details by calling +1 (917) 999-1592 before sending funds.
• Escrow: funds held by a licensed third-party escrow agent until the deed is registered. Recommended for bulk purchases and international buyers.
• Bank draft or cashier's cheque: drawn in US dollars and made payable to Vanguard Estates.
• Card payment: arranged through our Houston office for the $200 inspection fee and, where permitted, bulk settlement. Card payments may be subject to a processing charge disclosed at the time.

We do not accept payment to personal accounts, money-transfer apps, cryptocurrency or cash by post. If anyone gives you different instructions, stop and contact us immediately.

7. Escrow and receipts

Payments made under a sale agreement are acknowledged within one working day by email, with a numbered receipt showing the amount, currency, property reference and how the payment has been applied. Bulk funds are held in escrow until the transfer documents are lodged. Only then are funds released to Vanguard Estates. Your inspection fee receipt will state the refund conditions in writing.

8. Missed instalments and payment pauses

Life happens, and we would rather help than penalise. Every monthly-plan client may pause payments once per calendar year for up to 60 days, without charge or interest. Notify us in writing before the instalment due date. Beyond that pause, if an instalment remains unpaid for 30 days after its due date, we will contact you to agree a revised schedule. Your agreement may provide for cancellation if an alternative schedule cannot be agreed, with refunds calculated under section 10.

9. Early settlement

If you are on the monthly plan and wish to settle early, you may pay the outstanding balance at any time. Where you settle the remainder in one payment, the same 4% reduction applies to the outstanding amount. Your title documents are then released as soon as the settlement clears.

10. Refunds and cancellations

Refunds are processed within 20 working days of approval and returned by the original method where possible, otherwise by transfer to an account in your name.

• Purchase completed: inspection fee refunded in full.
• Property fails inspection, or we withdraw it: all amounts paid, including the inspection fee, refunded in full.
• Signed agreement cancelled within the 14-day cooling-off period and before registry lodgement: all amounts refunded, less the $200 inspection fee.
• Cancellation after cooling-off or after registry lodgement: refunds follow the sale agreement and any mandatory consumer-protection law.
• Monthly plan cancelled by you before 60% is paid: instalments are refundable under the agreement, less the inspection fee and any third-party costs already incurred on your written authority.

11. Fraud, chargebacks and security

We carry out anti-money-laundering checks and may ask for identification and proof of funds. Payments must come from an account in your name. If you believe a payment has been taken in error, contact us before raising a chargeback so we can investigate quickly. We never ask for card PINs, passwords or one-time codes, and our bank details will never change mid-transaction without a phone call from us to the number you have already provided.